Author Archives: Guest Poster

How to Beat Debt Successfully

Clearing your loans and borrowings can require a lot of effort and planning, especially if the size of your debt has been increasing steadily over time. Small loans can be paid off easily by making minor changes to your daily life, but serious cases need serious attention to pay off the loans. Here are someContinue Reading

Saving on Cable with Cable Deals

Saving on Cable with Cable Deals

It wasn’t that long ago that an average cable television subscriber could access approximately fifty channels for around $10 or $15 a month. Then, in the last several years, the number of available channels skyrocketed and so did the bill. Add to this the additional costs of high speed internet access and phone charges, it’sContinue Reading

Should You Ever Go Past Your Debt Limit?

With all the talk of the United States government considering a raise to the federal debt limit, it should give Americans the opportunity and desire to revisit their own debt limits. Personal Debt Limit So the question then becomes, what is your family’s debt limit and should you ever go past it into uncharted territory?Continue Reading

Why Value Investing Works – The Myth of Efficient Markets

Why Value Investing Works – The Myth of Efficient Markets

Eugene Fama is generally credited with creating the academic model of Efficient Markets in his Phd. thesis at University of Chicago. At its very basic, the weak form of Efficient Market Hypothesis states that the securities prices reflect ALL publicly available information. The semi-strong form of EMH further states that any new public information isContinue Reading

Have You Ever Recovered from Bad Credit?

The first step you must take to recover from bad credit is to know what is on your credit report. You are legally entitled to one free credit report each year. Make sure that everything on your credit report is actually valid. It is not unusual for credit reports to contain mistaken information. If youContinue Reading