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Beautiful Switzerland

A friend of mine is currently visiting Switzerland on vacation. She has been posting pictures on Instagram nonstop. First it made me jealous and now it has enticed me to want to plan a trip there for myself. Scenery I think the number one factor as to why someone would want to visit is because of the scenery. From the Swiss Alps to the castles right from a story book, who wouldn’t want to experience this country? Some of the major sightseeing destinations are the Matterhorn, Jungfraujoch, Lake Geneva, Bern, Zurich, The Rhine Falls and Swiss National Park. I will admit that [...]

By | 2017-01-27T15:24:55+00:00 January 27th, 2017|Personal Situation|1 Comment

10 Surefire Ways to Save Money On Your Utility Bills

If there is one thing that most of us can agree on it is that our utility bills are far too expensive. And, unlike almost every other expense in our lives, it often feels like there isn’t anything that we can do to bring these costs down. We need power. We need water. Heck, in the 21st century we even need internet and smartphones (though many insist this isn’t true). That does not mean, however, that we need to resign ourselves to sending most of our paychecks to the utility companies. Here are ten things you can do to bring these costs [...]

By | 2016-10-25T14:00:19+00:00 October 14th, 2015|Personal Finance|0 Comments

Know the Basics before Investing in Bonds

Anyone who wants to retire comfortably needs to use investments to build a comfortable nest egg. Stocks and bonds offer much higher interest rates than savings accounts and certificates of deposits do, giving individuals higher rates of return. While many people have at least basic knowledge about stocks and the stock market, only a few truly understand how to invest in bonds successfully. These basic tips are perfect for those who are ready to dip into this exciting yet confusing world of bonds. What Are Bonds? A bond is similar to an IOU in that a company or other large organization, such [...]

By | 2016-10-03T13:53:21+00:00 September 24th, 2015|Investments|0 Comments

5 Steps to Financial Education for Adults

If you are a grown-up person, or if you are the parent of non-grown-up persons, now is an important time to be learning about the world. Now you may think that this isn’t your first rodeo. What more do you really need to know about life. Well, if your finances aren’t where you want them to be, you probably have a lot to learn. This can be hard to hear from grown up people. I sympathize. Like you, I like to feel sure of myself, confident that I’m a man with a plan and a future. But the fact is, without real [...]

By | 2016-10-26T13:35:37+00:00 July 30th, 2015|Personal Finance|0 Comments

How to Stay Safe when Shopping Online

Online shopping has been a godsend for most people who don't like going to the local store. The only problem here is safety: how safe are you from hackers and cyber thieves looking to steal your banking details? Online threats are on the rise and getting more sophisticated each day. If you rely heavily on the internet for products and services, you need to make sure your system is secure and that you carefully monitor your online habits. Safety is a Mindset Your best defense against cybercrime is to remain vigilant. You have to think of online safety all the time until [...]

By | 2016-10-18T19:56:43+00:00 July 26th, 2015|Guest Post|0 Comments