Author Archives: Em

Sometimes Ignoring Finances is Best

I haven’t posted in a few weeks because life has gotten serious (that’s the only way I can describe it.)  I have gotten into such a great routine with finances and have become quite disciplined in sticking to our budget that it usually seems second nature to me.  I like this because saying no toContinue Reading

Dealing With Forgotten Personal Finance Issues

Have you ever had that moment where momentum on all your financial goals halts because you somehow forgot about a planned bump in the road? I’m not talking about the surprises in life, like when a tree falls on your car or the basement floods.  I’m talking when its 3 weeks till Christmas and youContinue Reading

My Steps to a Healthier Life

What can I do today to make tomorrow better?  I try to answer this question on days when I’m struggling to eat properly or on days when I feel cruddy because I’ve eaten poorly.  Many people struggle day in and day out to eat the way they think they should eat.  Whether it’s to loseContinue Reading

August recap and September Goals

How did your $1000 Challenge go?  Mine went phenomenally, but more on that after I address my other August goals. Read King Lear: Success!  I actually read 2 other books as well, some investing book and The Well Trained Mind. $500 extra towards mortgage: Success! I hope to be able to add an extra $1000Continue Reading

Refinance Roadblocks

What do you do when the universe appears to be against all attempts to complete a goal?  Perfect credit, spotless payment record, and 12 years at the same job (proof of ability to pay,) and I never imagined it’d be so impossible to take advantage of the record low interest rates.  But after 2 failedContinue Reading

Increasing My Annual Income 10%

Do you know how much your annual income increases each year? Does it even matter?  For me, knowing that bit of information is a pivotal aspect of my financial success.  Knowing how much you made one year compared to the previous can help you quickly gauge if you’re properly handling your money.  If you earnedContinue Reading