Author Archives: Evan

Getting a Loan With Bad Credit

If you are in the unfortunate situation of having not built up your credit yet and you need to secure a loan, there is still hope. Although the options are much more limited and rates may be higher, there are still options that are not terrible. However there are many traps out there preying onContinue Reading

What Are Your Options When You Inherit an IRA or Other Qualified Account?

Doing some research today I found a great chart produced by the IRS which highlights your options when a spouse or non-spouse inherits an IRA or other qualified Account. As you could imagine the decision you make could cost you and your family tens of thousands in an unneeded taxes. Two Examples of RMDs GoneContinue Reading

Why Do Non-Professional People Freely Give Stock Tips?

There is this young guy in my office; he is nice enough but one of those huge talkers.  I have a feeling when I read this post back in a couple years it’ll be hard for me to remember his name because I don’t believe he’ll be here in a couple of years.  Notwithstanding, heContinue Reading

Annuity Payments: What Do They Mean to Me?

Determining whether an annuity is right for you isn’t easy, especially when it’s not the simplest subject to research and understand. Before choosing to invest in an annuity, you must first learn about what an annuity is, the different kinds of annuities, and what they mean for your future. While it takes a lot moreContinue Reading

Are You Miscalculating How Much You Need in Retirement? What is Life Expectancy

I have said it before that I am not a huge fan of the 4% safe withdrawal rate discussion.  It doesn’t make a whole lot of sense to me.  What you are allowed to take out means nothing if you need the funds, but I digress to today’s point – there is another part of retirementContinue Reading

October 2013 Net Worth Update

IT HAS FINALLY HAPPENED! It took almost 9 months but I am finally positive year to date. I think if the upcoming government shut down happens there will be some buying opportunities for my dividend fund but the history on what happens to the market when there is a government shutdown is iffy at best. MyContinue Reading