Author Archives: Evan

Why I am Not A Big Proponent of Revocable Living Trusts

As I have mentioned before that in addition to my day job, and this blog I operate a very small law practice. In both my law practice and day job Revocable Living Trusts come up often, however, I am not a particularly big proponent of using them for one specific reason discussed below. What isContinue Reading

Getting My American Express Gold Card Annual Fee Waived

I remember recently that it was about a year since I signed up for the American Express Gold Card.  The sole reason I signed up for the card was the 50,000 bonus points I received (their deals change all the time) and I knew I would be going on a trip this year so IContinue Reading

I Feel Guilty Making Unnecessary Purchases

I have this character trait that is probably odd/weird/annoying to those that don’t actually write on their own personal finance blog; I feel literally guilty when I even think about the action of purchasing items I don’t need.  It is almost like buyer’s remorse prior to actually purchasing the item.  But it gets worse, IContinue Reading

How Much Will Your Expenses Be in Retirement?

There has been a trend in retirement planning that I don’t particularly understand, the trend is propagated by the main stream financial companies/publications that look for easy answers that are not so easy.  In retirement planning you don’t need 50%, 60%, 70%, 80%, 90% or 100% of your pre-retirement income.  During retirement you need theContinue Reading

My Family’s Cash Flow Chart

I was speaking with a buddy the other day and he was asking about how The Wife and I handle our cash flow.  Actually he was making fun of the complexity of it.  I figured I should prove him wrong and actually create a flow chart rather than explain it orally. The Wife and IContinue Reading

What is a Mutual Company?

How would you feel if you weren’t a customer but rather an owner of your life insurance company? How about if you were an owner of your investment company, rather than just a plain account holder/customer?  Imagine a world where the company theoretically cared about the customer because they were owners of the companies.  AlthoughContinue Reading