Author Archives: Evan

Bank of America’s New Fee is Yet Another Example of Congressional Ineptness

Sometimes when I read Congressional Members’ rationale for certain bills it makes me literally want to rip my hair out of my head.  Luckily I refrain since I am the only one of my brothers with hair left.  It is ridiculous that no one seems to learn the law of unintended consequences. A Company exists

October 2011 Dividend Investment Portfolio Update

October 2011 Dividend Investment Portfolio Update

About 18 months ago, I started my Perpetual Income Machine which then eventually morphed into my dividend investment portfolio.  Now every couple months I update those specific stocks which are on my “watch list” for the following months to come. While the stocks I am purchasing change every few months, I never sell those stocks

Why I am Not A Big Proponent of Revocable Living Trusts

As I have mentioned before that in addition to my day job, and this blog I operate a very small law practice. In both my law practice and day job Revocable Living Trusts come up often, however, I am not a particularly big proponent of using them for one specific reason discussed below. What is

Getting My American Express Gold Card Annual Fee Waived

I remember recently that it was about a year since I signed up for the American Express Gold Card.  The sole reason I signed up for the card was the 50,000 bonus points I received (their deals change all the time) and I knew I would be going on a trip this year so I

I Feel Guilty Making Unnecessary Purchases

I have this character trait that is probably odd/weird/annoying to those that don’t actually write on their own personal finance blog; I feel literally guilty when I even think about the action of purchasing items I don’t need.  It is almost like buyer’s remorse prior to actually purchasing the item.  But it gets worse, I

How Much Will Your Expenses Be in Retirement?

There has been a trend in retirement planning that I don’t particularly understand, the trend is propagated by the main stream financial companies/publications that look for easy answers that are not so easy.  In retirement planning you don’t need 50%, 60%, 70%, 80%, 90% or 100% of your pre-retirement income.  During retirement you need the