Author Archives: Evan

There are No Money Rules

I abhor when personal finance bloggers and authors create “unbreakable” rules when it comes to finances.  To be blunt, I think most of them are simply bullshit.  I think a lot of them are made to be “unbreakable” because the author thinks the reader is too stupid to understand there are gray areas in personalContinue Reading

What is a Stand-Alone Living Benefit? Guaranteed Income Without an Annuity?

I was intrigued when I came across a product called a Stand-Alone Living Benefit (SALBs) which promises lifetime income without having to actually buy a fixed or variable annuity.  It is often said that necessity is the mother all invention and so with more and more baby boomers changing their strategy from accumulating assets toContinue Reading

What is SIPC? Stanford Case Set to Challenge What is Eligible

Anyone with some type of broker account has seen the term, “Insured by SIPC” but what does that mean? Is it like your bank account being FDIC Insured? In short, No.  The “I” in SIPC is often confused for insurance, but it actually stands for Investor. The Securities Investor Protection Corporation otherwise known as SIPCContinue Reading

Responding to When Someone Calls you Cheap

The other day I was talking to a buddy and he called me cheap.  It wasn’t anywhere near the first time that this happened, nor will it be the last.  I don’t usually take much offense because I am comfortable with myself and my spending habits, but for whatever reason this simple conversation got me to thinkingContinue Reading

April 2012 Update of My Dividend Investment Portfolio Watch List

Every 60 days or so I like to update the watch list for my Dividend Investment Portfolio and since my last update was in February 2012  I figured it was about time.  These posts are to provide myself with a “watch list” for stocks to buy based on a snap shot in time of theContinue Reading

April 2012 Net Worth Update – Finally Doubled Up!

When I first started my zero net worth experiment I was curious how long it would take me to double my net worth.  Well, as the title indicates, 13 or so months later I finally did it!  As a reminder on January 18, 2011 I took my positive net worth and made it zero.  ThisContinue Reading