Author Archives: Evan

Does Ethnicity Play a Part in How You View Retirement Accounts?

Vanguard recently released a very interesting study titled, “Diversity and Defined Contributions plans: Loans and hardship withdrawals” which looked at the loan rates according to ethnicity across 7 defined contributions plans.  The sample size was almost 250,000 and was made up of active participants.  I don’t remember my 401(k) asking me my race/ethnicity, but apparentlyContinue Reading

June 2012 Net Worth Update My First Negative Month! and a Housing Update

I have been tracking my Net worth since January 2011 and while it took a long time the inevitable has finally happened my net worth dropped month over month!  I am pretty pissed since I did everything right this month.  I put my standard amount into cash savings , paid off the standard amount ofContinue Reading

Trying to Understand Long Term Care Insurance

At the heart of every insurance contract is a shifting of risk to someone more likely to handle it better in exchange for a set of premiums which the insurer hopes it can invest way better than you or I for various reasons.  While I am entirely too young to consider Long Term Care InsuranceContinue Reading

Updating my Covered Call Traditional IRA

It has been almost two months since I have provided an update to my Traditional IRA which is used to primarily purchase Covered Calls.   I am not sure if I should be quoting myself but as a brief reminder about the account: My goal is to find companies with a market cap of at leastContinue Reading

Sponsored Video: Global Statistics Without the Spin by The Financial Times

Sponsored Video I wish the United States had a news Source that wasn’t always trying to push an agenda.  It always amazes me that you can watch the same a piece about the exact same topic on FoxNews and on MSNBC and it doesn’t even seem they are talking about something that occurred in theContinue Reading

Do People Consider The Economy When Choosing a Major? A No Statistic Discussion of the Topic

Considering I graduated from college in 2003 and law school in 2006 I feel like I am pretty far removed from academia.  That became even more evident when I went to my younger brother’s MBA Graduation Ceremony.  He received his MBA from where I received my undergraduate degree and if you think I enjoy lifeContinue Reading