Author Archives: Evan

Energized and Focused

Last weekend The Wife and I went away for the first time without the boy and it allowed me to refocus on some goals and the reason for those goals.  Despite growing up and even going to school on Long Island I had never been to Montauk so when The Wife suggested it I jumpedContinue Reading

Does Ethnicity Play a Part in How You View Retirement Accounts?

Vanguard recently released a very interesting study titled, “Diversity and Defined Contributions plans: Loans and hardship withdrawals” which looked at the loan rates according to ethnicity across 7 defined contributions plans.  The sample size was almost 250,000 and was made up of active participants.  I don’t remember my 401(k) asking me my race/ethnicity, but apparentlyContinue Reading

Trying to Understand Long Term Care Insurance

At the heart of every insurance contract is a shifting of risk to someone more likely to handle it better in exchange for a set of premiums which the insurer hopes it can invest way better than you or I for various reasons.  While I am entirely too young to consider Long Term Care InsuranceContinue Reading