Author Archives: Evan

April 2013 Net Worth Update

For the first time in 2013 I finally had a positive net worth growth month over month.  This has been particularly painful for me since I only had one or two months of down months in all of 2011 and 2012.  Hopefully this isn’t the last month of positive growth for 2013! Calculating my Net

Don’t be a Jerk Get Life Insurance if You are Raising Children

Last week, I wrote about updating my life insurance and while it isn’t finalized yet revisiting the topic on a very personal level rather than for a faceless client has reinvigorated my feelings on the subject.  Granted, I work with the product, daily, but being in the in the middle of my own protection planning

Another Reason I Hate my 401(k)

I have always had a pretty angry relationship with my 401(k).  On the one hand, I get a match of 100% up to 6% of my salary provided by the generous boss-men (anyone know why this is very common?), on the other hand my fund choices are terribly expensive.  I largely ignore the account only updating it

Updating, Upgrading and Increasing my Life Insurance

I knew that after I bought the new house it was time to take a step back and really reevaluate the basics of my personal finance situation.  One of the first things I did was to make sure any newly acquired consumer debt was at zero percent interest.  I, then, calculated my new monthly nut

Recalculating My Monthly Nut

It has been about a year since I calculated my monthly nut so it is about time I lay it on the line for both readers and myself.  I would hate to lie to myself about my family’s spending. What is a Monthly Nut? A monthly nut is your fixed costs, month to month, absent job

Back from Vacation

I just got back from vacation with The Wife, The boy and another couple we are really good friends with (who have “1 and a half  boys” – one is 6 months older than my son and the other is just about 6 months old).  We went to an all inclusive resort in Aruba called