Author Archives: Evan

Capital Gains Exclusion for Sale of Primary Residence

I think everyone is somewhat familiar with the idea that when they sell their primary residence (stock in a co-operative housing corporation (co-op) can also receive an exclusion if you meet the tests) they do not have to pay all the capital gains, so like my other posts, I wanted to explain (in English) what andContinue Reading

Cell Phone Service for People who are Hard of Hearing or are Deaf

The Wife and I currently have the Sprint SERO deal, which is an amazing deal.  Currently, I am paying $30/month for 500 mins, unlimited text messages and unlimited data.  The Wife needs more mins, so she has 1200 mins, unlimited text messages, and unlimited data for $50/month. SERO is an acronym for Sprint Employee ReferrelContinue Reading

Carnival of Debt Reduction

My article about deducting Education Loans was chosen to be in the latest Carnival of Debt Reduction found at Mighty Bargain Hunter. Some interesting articles there including one that I don’t agree with a whole lot, but take a look at “The Moral Collapse of America” and 15 Things Wrong with America.  I actually disagreeContinue Reading

The Wife Knows!

I am not sure if she’ll read the blog on a daily basis, make comments or simply ignore it, but whatever her choice/participation is – it is appreciated and more than welcomed.  Maybe I’ll let her do a guest post

Debt Update 8/27/2008

In conjunction with providing great and useful information, I created this blog is to keep me accountable for my debts.  As of this update I am focusing on my wife and I’s Credit Cards (as indicated by my status bar to the left). This is an update as to our progress: 7/27/2008 8/27/2008 CitiCard #1 141.99Continue Reading

Education Loan Interest is Not Always Tax Deductible

It seems to be a common statement among parents, planners, financial aid people, some bloggers, etc. that Don’t worry about education loans, they are tax deductible… Like most tax advice given…it is a half truth. Student Loans Are not Always Tax Deductible Yes, your interest is tax deductible if you don’t pass certain threshold incomeContinue Reading