Author Archives: Evan

Series EE Bonds, Income Tax Planning and Estate Planning

I have always prided myself in my research abilities, whether it be during my undergraduate years, post-graduate education, or during my working career.  In fact I would have to say at least I spend at least 5 to 10 hours a week researching random questions for planners at my firm.  While clerking (basically working forContinue Reading

Carnival of Personal Finance #170

My Article comparing the CDs vs. High yield savings account found (here) was chosen to be apart of the Carnival of Personal Finance #170 found (here).  The Personal Financier went above and beyond highlighting way over 40 or so blog entries for this Carnival. Here are a few that, in my humble opinion are aContinue Reading

Inflatable Union Rat – Why?!

Maybe this post is personal finance, maybe it is not…but since it is my blog I can rant if I want to.  For the past 4 or 5 months on my way home from work I pass a construction site with a HUGE inflatable rat.  Everyday there are 3 to 4 guys who sit nextContinue Reading

The Certificate of Deposit Debate Rages on!

While reading some of my favorite blogs, I came across a great blog, No Debt Plan (which I admittedly don’t think I have ever read before).  It turns out, Kevin, was struggling whether to purchase a  CD, a few days before, and his eventual decision was made subsequent to my post on the subject. I thought it would beContinue Reading

Are Certificate of Deposits (CDs) worth it?

I can’t be the only one out there, but I can’t grasp why people would do invest/purchase a Certificate of Deposit (CD).  Specifically, I am focusing on the 1 year CD because anything shorter has terrible yields and anything longer poses too much of an interest rate risk for my tastes.  I started thinking aboutContinue Reading

Simple Explanation of the Federal Estate Tax

On a daily basis I have to turn complicated tax issues into a simple discussion.  A discussion that I have to discuss/teach very often is the Federal Estate Tax.  Before we discuss the easy way to determine your Federal Estate Tax bill some caveats: The calculations below are commonly referred to as “Napkin Math.”  Meaning,Continue Reading