My Article comparing the CDs vs. High yield savings account found (here) was chosen to be apart of the Carnival of Personal Finance #170 found (here). The Personal Financier went above and beyond highlighting way over 40 or so blog entries for this Carnival. Here are a few that, in my humble opinion are a…
Maybe this post is personal finance, maybe it is not…but since it is my blog I can rant if I want to. For the past 4 or 5 months on my way home from work I pass a construction site with a HUGE inflatable rat. Everyday there are 3 to 4 guys who sit next…
While reading some of my favorite blogs, I came across a great blog, No Debt Plan (which I admittedly don’t think I have ever read before). It turns out, Kevin, was struggling whether to purchase a CD, a few days before, and his eventual decision was made subsequent to my post on the subject. I thought it would be…
I can’t be the only one out there, but I can’t grasp why people would do invest/purchase a Certificate of Deposit (CD). Specifically, I am focusing on the 1 year CD because anything shorter has terrible yields and anything longer poses too much of an interest rate risk for my tastes. I started thinking about…
On a daily basis I have to turn complicated tax issues into a simple discussion. A discussion that I have to discuss/teach very often is the Federal Estate Tax. Before we discuss the easy way to determine your Federal Estate Tax bill some caveats: The calculations below are commonly referred to as “Napkin Math.” Meaning,…
I think everyone is somewhat familiar with the idea that when they sell their primary residence (stock in a co-operative housing corporation (co-op) can also receive an exclusion if you meet the tests) they do not have to pay all the capital gains, so like my other posts, I wanted to explain (in English) what and…
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