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About Evan

Evan is the owner of My Journey to Millions which was started to track his journey from a broke debt ridden law school graduate to building a positive balance. Need more Evan? Follow him on Twitter, Contact him or get new posts directly to your email

Calculating Micro Prepayments on my Mortgage

For the past few years, I have rounded up my mortgage payment to the nearest $100.  It isn't a ton of money, and to be honest I don't even give it much thought.  Normally I just throw away the statement without even opening it, and then last week for whatever reason I actually opened it.  I saw the remaining balance and I began to actually think about those few extra dollars.  Not because it is a lot, but rather, on a level of curiosity.  Am I really saving that much interest? Did it really change my amortization table?  Should I continue to [...]

By | 2017-04-21T09:57:30+00:00 April 24th, 2017|Debt|0 Comments

Selling my First Strangle

In effort to learn different income producing options strategy I have been reviewing various strategies and deciding whether they are appropriate for me to actually trade.  Lat week I reviewed the very popular Strangle Option Strategy and prematurely stated, it isn't something that I would be interested in selling any time soon.  It took another blogger, JC from Passive Income Pursuit, to force me to look at the strategy from a different angle.  His single comment gave rise to me selling strangles! How Does Selling a Strangle Option Work? While my post defining a strangle option went into much more detail, a [...]

By | 2017-04-18T14:21:10+00:00 April 20th, 2017|Options|2 Comments

Want to be an Investor then Just Do it!

It may be my naivety/optimism speaking, but one of the most amazing things about America in the year 2017 (and arguably for the last 2 decades) that our mature market system along with an unbelievable amount of accessible information on the internet allows almost anyone to become an "investor."  There was no good old days with investing; in my humble opinion we are living it today! I am not advocating that most people should be, or even, should want to be an active investor.  My whole point is that if your goal is to be an active investor your excuses are limited. Why do [...]

By | 2017-04-17T10:46:17+00:00 April 17th, 2017|Investments|0 Comments

Collecting Online Rent Payments

Unless one is firmly rooted in a 20th Century mentality, chances are they write very few checks anymore. With the emergence of debit cards, online banking, online bill payments and direct deposit, many people rarely even handle cash. In many cases, the only check people write is for rent. As a landlord or property manager, collecting rent by check isn’t the worst way you could go about it. You could accept cash and struggle to maintain accurate records, you could allow installment payments which require more time on your end to keep track of. But if you are still requiring tenants to [...]

By | 2017-04-14T11:29:37+00:00 April 14th, 2017|Uncategorized|0 Comments

Five Unique Benefits of Registering a Company through an Agency

The Hong Kong business environment is very attractive to investors who want to enter and grow rapidly. Unlike other economies, Hong Kong is an island with no land for agriculture or mineral resources. Because of this reality, it has transformed into a unique business economy. In line with this outfit, the Hong Kong administration puts the best foot forward in supporting all companies to grow and prosper. For companies in the tech sector, the Hong Kong government has numerous programs that provide both monetary and technical support. These programs include Cyberport Creative Micro Fund, Innovation and Technology Fund, and Science and Technology [...]

By | 2017-04-13T12:27:32+00:00 April 13th, 2017|Business|0 Comments