About Evan

Evan is the owner of My Journey to Millions which was started to track his journey from a broke debt ridden law school graduate to building a positive balance. Need more Evan? Follow him on Twitter, Contact him or get new posts directly to your email

4 Small Business Tools You Should Take Advantage Of

Building a new small business from the ground floor up can make for a hectic day-to-day. Without the right tools, running a small business can go make you go from feeling high on life to…well, to feeling quite low. Running a small business is stressful. According to a survey reported on by HuffPost, “Running a small business is more stressful than anything else in a small business owner’s life—including raising children.” Of the SMB owners polled for the survey, 59 percent reported that they forgo free time and exercise in an effort to do more work for the business. If your business [...]

By | 2017-06-23T09:07:09+00:00 June 23rd, 2017|Business|0 Comments

Slaying 3 Persistent Myths of Filing for Bankruptcy

The good people at Merriam-Webster define the word myth in two starkly different ways. The first is that a myth is a traditional story that serves to illuminate a world view, or explain a practice, belief or natural phenomenon. This version is quite pleasant, and reminds us of folklore, mythology, fables, epic tales of good vs. evil, and so on. But the second version is markedly less inspiring. That’s because a myth is also defined as an unfounded or false notion. And unfortunately, that’s the version that applies for many people when they try and make sense of the complex and thorny [...]

By | 2017-06-21T14:30:54+00:00 June 20th, 2017|Debt|0 Comments

Most People Should NOT Use a Do It Yourself Will Preparation Services

In addition to my day job and running a few websites, I also own and run a small legal practice where 99% of my matters have to do with estate planning and administration.  Every client is a referral which inherently builds a nice network of traceable people I have helped discover and implement their testamentary intent. I was sitting with one of these referrals the other day when she asked me a pretty direct question regarding my thoughts on using Do It Yourself Will Preparation Services.  I was taken back by the question as we had already been sitting for the better [...]

By | 2017-06-15T22:49:02+00:00 June 15th, 2017|Estate Planning|0 Comments

Some Random Investment Thoughts About Moves I Didn’t Make

Recently, I have had some random thoughts about investments I didn't make, and they are really bothering me.  I am not the type to dwell on should haves, could haves or would haves, but for some reason these three investments have been on my mind and I can't shake my annoyance with myself. Not Investing in Undervalued Dividend Stocks in 2017 Earlier this year I had to take a break from my monthly investment in undervalued dividend growth stocks.  I went into more detail in a previous post, but the long and short of it is that I had a few option [...]

By | 2017-06-13T21:38:11+00:00 June 13th, 2017|Investments|1 Comment

Rebalancing my 401(k)

I last reviewed, rebalanced and reallocated my 401(k) in February of 2017; before that, it was years ago! Back in February, I started from scratch, and I think that is probably a good idea annually, however, for what is to be my mid-year review I am going to shorten the process. I am not going to take a look at risk tolerance since the odds of it changing in 6 months are low.  In fact, it probably would be worse to redo the test, because I don't think I could be completely impartial with regard to where I think we are in [...]

By | 2017-06-06T22:35:26+00:00 June 7th, 2017|Investments|2 Comments