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About Evan

Evan is the owner of My Journey to Millions which was started to track his journey from a broke debt ridden law school graduate to building a positive balance. Need more Evan? Follow him on Twitter, Contact him or get new posts directly to your email

How Investors May Misuse Target Date Funds

Target date funds have become more and more popular in the past 10 years, growing at a ridiculously rapid pace (from about $10bil in 2006 to $700billion in 2015).  While I think they serve a very valuable purpose for a large amount of investors there are some serious drawbacks that are often ignored by the retail investor. What Are Target Date Funds? Target date funds have been around for two decades or so, but their popularity has skyrocket after 2006 when they became a default investment option. Target date funds first appeared in November 1993 when Barclay’s Global iShares introduced its LifePath Portfolio. [...]

By | 2017-03-21T23:02:44+00:00 March 22nd, 2017|Investments|0 Comments

Reviewing the Efitz Wireless Earphones by Specter Wireless

I turn down 90% of the products and books I am offered to review.  Sometimes it is because they aren't applicable to me or my personal finance blog, but more often than not, it is because the accompanying pitch wasn't all that great.  It was a fantastic coincidence when I received an email to review Bluetooth sports headphones exactly when I was in the market to buy wireless headphones to use on my then upcoming family vacation.  The company contacted me days before my trip, and rushed me a pair of the Efitz ear buds. I Would Absolutely Recommend the Efitz Wireless [...]

By | 2017-03-20T00:24:15+00:00 March 20th, 2017|product review|0 Comments

Quickbooks: Basic Information That You Need To Do

For those looking for an easier way to manage your finances, you might be wondering if there is accounting software for tracking payments online. Fortunately, one of the most trusted and respected programs, Quickbooks, is open to both individuals and small businesses. Best of all, it is extremely user-friendly and will help you take control of your money in a way that wasn’t possible before. If you’re interested in getting started with Quickbooks accounting software, you might be wondering what you have to do. Here is some basic information to help you get going: Create an Account The company that makes Quickbooks, [...]

By | 2017-03-17T08:55:27+00:00 March 17th, 2017|product review|1 Comment

Closing the Deal: Key Things to Consider Before Buying Commercial Real Estate

Buying commercial real estate can offer plenty of benefits, so it makes sense for many business owners to consider taking the step from renting to owning the business premises. A business owner who chooses to purchase commercial real estate can remove the stress of future rent increases, but there's also the potential for the property to increase in value over time as well. There's also the added benefit of being able to deduct the value of the loan, mortgage interest charges, and any depreciation in the value of the building from company taxes. While the benefits of buying commercial real estate can [...]

By | 2017-03-15T12:20:50+00:00 March 15th, 2017|real estate|0 Comments

Saving for a Family Vacation

I am writing this post right now from my balcony in Mexico drinking a cerveza...fine by the time I hit schedule I should be a few beers deep.  My boy needs a few minutes out of the sun since he was rocking the butt-whiteness of a New York winter before coming down, and my daughter and The Wife are napping by the pool so I have a few minutes to kill to write a post I have been thinking about this I booked this trip. The Wife and I try to go away on a bigger type trip once a year and [...]

By | 2017-03-15T12:21:12+00:00 March 13th, 2017|Random|1 Comment