Yearly Archives: 2014

The Failure to Save: How to Overcome a Global Financial Issue

According to a 2013 report conducted by global banking giant HSBC, the world is in the grip of a deepening pension crisis. The survey, which canvassed the testimony of more than 15,000 consumers throughout 15 global markets, revealed that a high number of citizens currently have inadequate savings to successfully fund their retirement. The U.S.

How to use Financial Speculation as a way of overcoming Debt

In days gone by, the common perception was that the spectre of debt could only be overcome by reducing expenditure and commiting to saving money. While this remains viable advice, however, it is not necessarily the most productive method in an economic climate where unemployment remains high and disposable income decidedly low.   Instead, the

Can you Really Ever Trust a Religious Based Mutual Fund?

It has been a few years since I took look at religious based mutual funds, but a recent Kiplinger’s article brought the topic back to my attention.  While I think the goal of providing someone an easy investment vehicle that matches their religious intent is a commendable goal, I can’t imagine it being possible. The article,

9/11 and Remembering to Plan for Your Family

I have mentioned it in the past, but my brother is FDNY.  He was the second class after 9/11 occurred and was recently promoted to Lieutenant after studying and applying himself like I have never seen before.  It makes 9/11 a reminder that something could happen to him. I recently came across the video below,

Thinking About Getting Solar Power with Vivint

Being from Long Island I have one of the most expensive electricity costs in the entire country.  My average is right in line with the linked article from the U.S. Energy Information Administration.  After fees I pay .21 cents per kilowatt hour (Kwh).  For comparison purposes my rate is about double the national average.  As