Yearly Archives: 2013

Maybe There is Yield Out There! Bank Bonuses offered by Kasasa

When I first started to actually looking at my personal finances, even prior to the creation of this blog I was heavy into yield chasing and bank bonuses.  I thought I was doing myself a favor by squeezing out that extra half a percentage point, little did I know that the CC debt I wasContinue Reading

At What Age Do I HAVE to Buy Life Insurance?

Evan’s Note: I disagree with this Guest Blogger.  I believe the time is much earlier than the one he proposes.  First off, you don’t ever have to buy life insurance; however, if you want to be smart, live comfortably, and ensure that your loved ones won’t be burdened by any financial strain that you leaveContinue Reading

How To Keep those Unexpected Monthly Charges in Check

We all do it: we’re hit by some miniscule monthly recurring fee and then, BAM, we messed up our budget and sometimes even get smacked with an overdraft fee (if you let your account slip up a little too much). Recurring fees, whether it’s that subscription to Netflix or your favorite print magazine, can becomeContinue Reading

How Benefits Affect a DMP

If you receive benefits, you might be wondering whether you can use a debt management plan to bring your debts under control. The answer is yes. DMPs are very flexible, and setting up a DMP can be a really good way to turn your finances around. The good news is that any income can beContinue Reading

Seeing Personal Finance Bloggers Just Treading Water Bums Me Out

I have been blogging for about 4 and half years and during that time I have interacted and followed a ton of blogs.  I don’t read personal finance blogs because of the information they are sharing, but rather, the stories they are telling.  For some reason, I am able to empathize with their situation regardlessContinue Reading

Sometimes Bankruptcy IS The Best Alternative: Don’t Put It Off Too Long

Many people often look down on those who look for a  bankruptcy attorney and plan to file bankruptcy.   Some argue that these people are taking the easy way out. Sometimes Bankruptcy Is the Best Choice However, financial bloggers don’t like to always admit this, but there are some situations where bankruptcy is truly the bestContinue Reading