Yearly Archives: 2013

Don’t be a Jerk Get Life Insurance if You are Raising Children

Last week, I wrote about updating my life insurance and while it isn’t finalized yet revisiting the topic on a very personal level rather than for a faceless client has reinvigorated my feelings on the subject.  Granted, I work with the product, daily, but being in the in the middle of my own protection planningContinue Reading

How to Sell Your Old Cell Phones for Cash

You probably have it–the drawer that should be called the cemetery for old electronics filled with cell phones and iphones from the last several years.  Technology advances so quickly now that you no more than by a new iphone and a year or two later, a new version comes out, which, of course, you mustContinue Reading

Another Reason I Hate my 401(k)

I have always had a pretty angry relationship with my 401(k).  On the one hand, I get a match of 100% up to 6% of my salary provided by the generous boss-men (anyone know why this is very common?), on the other hand my fund choices are terribly expensive.  I largely ignore the account only updating itContinue Reading

Updating, Upgrading and Increasing my Life Insurance

I knew that after I bought the new house it was time to take a step back and really reevaluate the basics of my personal finance situation.  One of the first things I did was to make sure any newly acquired consumer debt was at zero percent interest.  I, then, calculated my new monthly nutContinue Reading

Recalculating My Monthly Nut

It has been about a year since I calculated my monthly nut so it is about time I lay it on the line for both readers and myself.  I would hate to lie to myself about my family’s spending. What is a Monthly Nut? A monthly nut is your fixed costs, month to month, absent jobContinue Reading

Unravelling the Mystery of Offshore Pensions for British Expats

Post by Ayo Millions of sun-seeking Brits have escaped blighty over the last decade in order to make a new life in sunnier climes. Many have simply upped sticks and retired in tropical paradises; others have left for employment. However, far too many of those people have failed to take their pension arrangements seriously. MakingContinue Reading