Yearly Archives: 2013

Taking a Look at Actual Prosper Returns Over 6 Years

I funded my first prosper loan on February 27, 2007.  I thought it was amazing that I would be able to act as a bank lending money to a person for a rate higher than I could get from a CD, bond or dividend.  I still think it is an amazing alternative investment, but thatContinue Reading

A Review One Month into the Investment Club

Back in January I made the announcement that I was starting an investment club with some buddies.  We are about a month into it and I wanted to share my initial thoughts, complaints and hiccups, so others can avoid some of the mistakes and problems we are having. As a reminder, in January I madeContinue Reading

April 2013 Net Worth Update

For the first time in 2013 I finally had a positive net worth growth month over month.  This has been particularly painful for me since I only had one or two months of down months in all of 2011 and 2012.  Hopefully this isn’t the last month of positive growth for 2013! Calculating my NetContinue Reading

Is Your Debt Rising?

There’s no doubt about it, we live in a tough economy today. There are still quite a large number of people that are out of work, and cash savings are still fairly slim. For many people, it’s all they can do just to survive from one day to the next. So what happens in situationsContinue Reading

Is it Possible to Lie on My Health Insurance Application and Get Away with It?

Getting better health insurance coverage, for the cheapest price, is a subject that has been weighing heavily upon the hearts, minds, and pocketbooks of Americans for a very long time. With financial distress a commonplace in today’s day and age, it can be very tempting to tell what seems to be a “little white lie”Continue Reading

What to do if Your Credit Card is Stolen

Having your credit card stolen is inconvenient. But not only that, it can also result in you being the victim of identity theft and credit card fraud. Of course, you should make sure the credit cards in your purse or wallet are well protected in case they ever do fall into the wrong hands, butContinue Reading