Yearly Archives: 2013

Life Insurance May be Taxable

The life insurance industry and to a larger extent new agents therein are quick to proclaim that life insurance death benefits are always 100% tax free… this is just plain wrong.  The sad part, is that those newer agents don’t even know that they are only providing their client’s with half-truths.  There are very real,… Continue Reading

Maybe There is Yield Out There!

When I first started to actually looking at my personal finances, even prior to the creation of this blog I was heavy into yield chasing and bank bonuses.  I thought I was doing myself a favor by squeezing out that extra half a percentage point, little did I know that the CC debt I was… Continue Reading

At What Age Do I HAVE to Buy Life Insurance?

Evan’s Note: I disagree with this Guest Blogger.  I believe the time is much earlier than the one he proposes.  First off, you don’t ever have to buy life insurance; however, if you want to be smart, live comfortably, and ensure that your loved ones won’t be burdened by any financial strain that you leave… Continue Reading

Seeing Personal Finance Bloggers Just Treading Water Bums Me Out

I have been blogging for about 4 and half years and during that time I have interacted and followed a ton of blogs.  I don’t read personal finance blogs because of the information they are sharing, but rather, the stories they are telling.  For some reason, I am able to empathize with their situation regardless… Continue Reading

Updating My Dividend Champion Watch List for February 2013

I would venture to guess that most people that follow their finances and investments closely have a favorite account or investment account.  Mine would have to be my dividend investment account made up of companies that have raised their dividends every year for the past twenty-five years.  As such, every few months I update the… Continue Reading

Do You Consider Little Increases When Making Monthly Subscription Decisions?

I am in a constant fight with cable companies, cell phone companies, and most other monthly fees I am forced to pay.  Granted they may not know we are fighting, but trust me, we are.  Other than the internet I don’t feel like I ever get enough utility or satisfaction from most monthly services so… Continue Reading