Yearly Archives: 2013

Short Term Savings Investment and Debt Goals

My financial life for the past couple years has been really focused on accumulating as much cash as possible for the house purchase.  While I saved, invested and paid down debt my real focus was cash.  With the new house paid for that part of my life is over right now, and it feels ridiculous

The Capitalist Class – Something to Strive For

I came across a fantastic article on About.com (something that almost never happens) titled, 10 Secrets of the Capitalist Class by Joshua Kennon.  I have never heard this term before, and rather than paraphrasing Mr. Kennon’s definition of the class I think it is more valuable to look at his characteristics of the same.  I

Taking a Look at Actual Prosper Returns Over 6 Years

I funded my first prosper loan on February 27, 2007.  I thought it was amazing that I would be able to act as a bank lending money to a person for a rate higher than I could get from a CD, bond or dividend.  I still think it is an amazing alternative investment, but that

A Review One Month into the Investment Club

Back in January I made the announcement that I was starting an investment club with some buddies.  We are about a month into it and I wanted to share my initial thoughts, complaints and hiccups, so others can avoid some of the mistakes and problems we are having. As a reminder, in January I made

April 2013 Net Worth Update

For the first time in 2013 I finally had a positive net worth growth month over month.  This has been particularly painful for me since I only had one or two months of down months in all of 2011 and 2012.  Hopefully this isn’t the last month of positive growth for 2013! Calculating my Net

Is Your Debt Rising?

There’s no doubt about it, we live in a tough economy today. There are still quite a large number of people that are out of work, and cash savings are still fairly slim. For many people, it’s all they can do just to survive from one day to the next. So what happens in situations