Yearly Archives: 2013

Don’t be a Jerk Get Life Insurance if You are Raising Children

Last week, I wrote about updating my life insurance and while it isn’t finalized yet revisiting the topic on a very personal level rather than for a faceless client has reinvigorated my feelings on the subject.  Granted, I work with the product, daily, but being in the in the middle of my own protection planning

Another Reason I Hate my 401(k)

I have always had a pretty angry relationship with my 401(k).  On the one hand, I get a match of 100% up to 6% of my salary provided by the generous boss-men (anyone know why this is very common?), on the other hand my fund choices are terribly expensive.  I largely ignore the account only updating it

Updating, Upgrading and Increasing my Life Insurance

I knew that after I bought the new house it was time to take a step back and really reevaluate the basics of my personal finance situation.  One of the first things I did was to make sure any newly acquired consumer debt was at zero percent interest.  I, then, calculated my new monthly nut

Recalculating My Monthly Nut

It has been about a year since I calculated my monthly nut so it is about time I lay it on the line for both readers and myself.  I would hate to lie to myself about my family’s spending. What is a Monthly Nut? A monthly nut is your fixed costs, month to month, absent job

Back from Vacation

I just got back from vacation with The Wife, The boy and another couple we are really good friends with (who have “1 and a half  boys” – one is 6 months older than my son and the other is just about 6 months old).  We went to an all inclusive resort in Aruba called

Knowing when you’re ready to buy

There comes a time in everyone’s life when they know they’re ready to buy a house. Being a first-time buyer can be a little daunting, and as buying a house is probably the biggest investment you’ll make in your life it’s important to be prepared. From finding the perfect place, to securing a mortgage from