Yearly Archives: 2013

Choosing a Life Insurance Beneficiary

I think that the beneficiary status on a life insurance policy is an often over looked when handling one’s finances and estate planning, however, for many it is the largest asset they leave behind for their heirs and should be handled with care.  As with everything on this site, I am not providing legal or financial

Short Term Savings Investment and Debt Goals

My financial life for the past couple years has been really focused on accumulating as much cash as possible for the house purchase.  While I saved, invested and paid down debt my real focus was cash.  With the new house paid for that part of my life is over right now, and it feels ridiculous

The Capitalist Class – Something to Strive For

I came across a fantastic article on About.com (something that almost never happens) titled, 10 Secrets of the Capitalist Class by Joshua Kennon.  I have never heard this term before, and rather than paraphrasing Mr. Kennon’s definition of the class I think it is more valuable to look at his characteristics of the same.  I

Taking a Look at Actual Prosper Returns Over 6 Years

I funded my first prosper loan on February 27, 2007.  I thought it was amazing that I would be able to act as a bank lending money to a person for a rate higher than I could get from a CD, bond or dividend.  I still think it is an amazing alternative investment, but that

A Review One Month into the Investment Club

Back in January I made the announcement that I was starting an investment club with some buddies.  We are about a month into it and I wanted to share my initial thoughts, complaints and hiccups, so others can avoid some of the mistakes and problems we are having. As a reminder, in January I made