Yearly Archives: 2013

What do the Chilean People Know About Retirement that Most Americans Don’t?

I came across an interesting article about Chile’s retirement system which made me think that the population down there may be on to something that more Americans should take advantage of.  In fact, I find it mind boggling that we aren’t, at least in part, following their lead.  In the article, Solving Chile’s Annuity Puzzle,Continue Reading

September 2013 Divided Portfolio Watch list

After my August 2013 Dividend Portfolio watch list update I bought: 10 shares Walmart at 73.54 with commissions – $743.35 This (along with every other) update takes a snapshot of certain metrics on a certain date (this one was prepared the night of September 16, 2013). My Dividend Investment Portfolio Screening Criteria The company hasContinue Reading

Three Reasons I am not a Big Proponent of Retirement Date Funds

Retirement Date Funds are known by a couple of different names such as age based funds, life cycle Funds, etc., but they are all based on the same idea that the fund (either mutual fund or ETF) will reallocate itself based on the chosen retirement date.  They are meant to be a maintenance free andContinue Reading

How Do Normal People Handle Their Finances?

I am not exactly sure how normal people handle their finances.  First thing is first, I don’t believe myself to be normal when it comes to the personal finance realm.  This is not to say I am extraordinary, but rather, I think a better synonym would be weird. I write on a personal finance blogContinue Reading

Back to Zero With Credit Card Debt

When I started my personal finance blog in 2008 I had over $16,000 worth of credit card debt.  It took about a year or so but I paid that all off, and The Wife and I were one of those people with literally zero credit card debt that carried over month to month.   ThisContinue Reading

September 2013 Net Worth Update

For the second time this year, and only a handful of times since I started tracking my net worth…my net worth is down.  But it is different than times in the past, because for some reason I am not bothered at all.  While I am not disillusioned to believe I am doing all I canContinue Reading