Monthly Archives: October 2013

Beyond Just Finding the Best Interest Rate

Mortgages can be quite complex, and each component plays an important role, but the most effective way to save money on a home loan is by finding the best interest rate. However, in order to find the best interest rate, it is first necessary to understand what it is, how it is determined and howContinue Reading

Personal Finance, Mobile Banking & The Virtual World

With an avid interest in technology and personal finance, I decided to explore the connection between the two. And during the research, I discovered two important aspects: 1.  People are making themselves flexible to the digital aspect of finance, such as mobile banking. 2.  People are also using digital devices to enhance the productivity ofContinue Reading

Why Don’t People Audit their Life Insurance?

It seems that everyone who pays close enough attention to their finances audits their auto/homeowner’s insurance as well as compare credit cards to make sure they are getting the *best* deal out there, but no one talks about auditing their life insurance. What Does Auditing One’s Life Insurance Look Like? Just like everyone should knowContinue Reading

What is an Insurable Interest?

It just seems almost self evident that if you are applying for life insurance there is probably a reason for it (i.e. a close family member, a business partner, etc.), however, it may not be simple.  Whether it be based on common law or statutory law every State has a different definition for insurable interest.Continue Reading

When Do You Stop Following Your Passions

The following is a guest post from Martin of Studenomics, where he helps you become financially free by 30. Life’s too precious to waste it away being in debt or always pissed off. Does there come a point where you grow up and give up on a failing business/passion? I strongly believe so. “IF YOU’REContinue Reading