Monthly Archives: October 2013

Beyond Just Finding the Best Interest Rate

Mortgages can be quite complex, and each component plays an important role, but the most effective way to save money on a home loan is by finding the best interest rate. However, in order to find the best interest rate, it is first necessary to understand what it is, how it is determined and howContinue Reading

I Don’t Have the Same Feelings about Share Buybacks as I do Dividends

It is no surprise to anyone that reads the blog regularly that I really like consistent dividend paying stocks and then to get them “cheap” when compared to their value is just the icing on the cake.  I get an income stream and growth on my assets? Score.  However, there is another way corporations reward longContinue Reading

Get What You Need to Open a New Business

Opening a new business can be a lot of fun for anyone who has a great concept. You can get investors to line up for days if your concept is good enough. Chances are you will need to borrow money in order to open the new business. There are a few things you will needContinue Reading

Tips for Choosing a Credit Card

Credit cards tend to get a bad wrap. When used responsibly they are actually extremely valuable and can be used to save you a lot of money on items that you already buy. There are however still several factors that you want to look at before committing to one credit card. With over 1,000 creditContinue Reading

Personal Finance, Mobile Banking & The Virtual World

With an avid interest in technology and personal finance, I decided to explore the connection between the two. And during the research, I discovered two important aspects: 1.  People are making themselves flexible to the digital aspect of finance, such as mobile banking. 2.  People are also using digital devices to enhance the productivity ofContinue Reading

Why Don’t People Audit their Life Insurance?

It seems that everyone who pays close enough attention to their finances audits their auto/homeowner’s insurance as well as compare credit cards to make sure they are getting the *best* deal out there, but no one talks about auditing their life insurance. What Does Auditing One’s Life Insurance Look Like? Just like everyone should knowContinue Reading