Monthly Archives: February 2013

How To Keep those Unexpected Monthly Charges in Check

We all do it: we’re hit by some miniscule monthly recurring fee and then, BAM, we messed up our budget and sometimes even get smacked with an overdraft fee (if you let your account slip up a little too much). Recurring fees, whether it’s that subscription to Netflix or your favorite print magazine, can becomeContinue Reading

How Benefits Affect a DMP

If you receive benefits, you might be wondering whether you can use a debt management plan to bring your debts under control. The answer is yes. DMPs are very flexible, and setting up a DMP can be a really good way to turn your finances around. The good news is that any income can beContinue Reading

Seeing Personal Finance Bloggers Just Treading Water Bums Me Out

I have been blogging for about 4 and half years and during that time I have interacted and followed a ton of blogs.  I don’t read personal finance blogs because of the information they are sharing, but rather, the stories they are telling.  For some reason, I am able to empathize with their situation regardlessContinue Reading

Sometimes Bankruptcy IS The Best Alternative: Don’t Put It Off Too Long

Many people often look down on those who look for a  bankruptcy attorney and plan to file bankruptcy.   Some argue that these people are taking the easy way out. Sometimes Bankruptcy Is the Best Choice However, financial bloggers don’t like to always admit this, but there are some situations where bankruptcy is truly the bestContinue Reading

Updating My Dividend Champion Watch List for February 2013

I would venture to guess that most people that follow their finances and investments closely have a favorite account or investment account.  Mine would have to be my dividend investment account made up of companies that have raised their dividends every year for the past twenty-five years.  As such, every few months I update theContinue Reading

Do You Consider Little Increases When Making Monthly Subscription Decisions?

I am in a constant fight with cable companies, cell phone companies, and most other monthly fees I am forced to pay.  Granted they may not know we are fighting, but trust me, we are.  Other than the internet I don’t feel like I ever get enough utility or satisfaction from most monthly services soContinue Reading