Monthly Archives: February 2013

Are You Still Paying for a Landline?

Before we moved The Wife and I had a landline as well as a virtual line that came with our triple play package.  We kept the landline because the town house was set up for one line and The Wife needed a fax line so the landline provided a ghost ring for faxes.  Now thatContinue Reading

I Am Actually Excited to Buy My Niece’s Birthday Gift – Investments!

I hate how many toys I have in my house.  It isn’t the clutter as I am not a neat guy, it is that I truly believe that my son just doesn’t care about 92% of the toys.  So I think I just see them as wasted money mostly by very generous friends and family. Continue Reading

State of United Kingdom’s Consumer Loans

I came across an interesting infographic that shows the state of UK’s Consumer Loans.  I don’t know if it was overlooked by the authors of the infographic but student loans aren’t represented.  I think that would be the most alarming difference if we were comparing it to the United States average debt. Surprised at theContinue Reading

Life Insurance May be Taxable

The life insurance industry and to a larger extent new agents therein are quick to proclaim that life insurance death benefits are always 100% tax free… this is just plain wrong.  The sad part, is that those newer agents don’t even know that they are only providing their client’s with half-truths.  There are very real,Continue Reading

Maybe There is Yield Out There! Bank Bonuses offered by Kasasa

When I first started to actually looking at my personal finances, even prior to the creation of this blog I was heavy into yield chasing and bank bonuses.  I thought I was doing myself a favor by squeezing out that extra half a percentage point, little did I know that the CC debt I wasContinue Reading

At What Age Do I HAVE to Buy Life Insurance?

Evan’s Note: I disagree with this Guest Blogger.  I believe the time is much earlier than the one he proposes.  First off, you don’t ever have to buy life insurance; however, if you want to be smart, live comfortably, and ensure that your loved ones won’t be burdened by any financial strain that you leaveContinue Reading