Yearly Archives: 2012

Pros and Cons About Buying Car in Current Rate Environment

Post by Robert Every evening news correspondent has been reporting on the low interest rates and its effect on the housing market.  However, the same thing is happening to car finance.  Auto loan rates have been dropping significantly over the last several years, in line with the general fall of interest rates overall.  However, doesContinue Reading

Where does Capitalism End and Price Gouging Begin?

Long Island got hit particularly hard during Hurricane/Superstorm Sandy and as such it is the first time in my life that I have witnessed gas shortages.  From accounts that I have read it is a two pronged problem.  One, ports around us and entry ways onto the island have been destroyed, flooded, etc., so theContinue Reading

November 2012 Net Worth Update

I have been tracking and sharing my net worth since 2011.  Each month I come on here and provide my change in terms of month over month, year to date and since Jan 2011. Calculating my Net Worth My Assets My Cash Savings Accounts – This has been our main focus for a VERY longContinue Reading

I Lost My Job! Should I Sell My House?

Selling your home is a big decision under any circumstances. For most of us, it is the single largest asset we own. Do not make a decision of this magnitude when you are dealing with the shock of a job loss. Read over these next several paragraphs and you will be in a much betterContinue Reading

Comparing Mortgage Rates a Generation Later

I don’t think many people actually understand how low the mortgage rates really are today and how those low rates work with an amortization payment schedule to make real property purchases an amazing opportunity.  I recently had a conversation that reminded me that we are in uncharted territory historically speaking. At every twist and turnContinue Reading

Reasons to Consider Investing in Precious Metals or Other Collectibles

While not discussed often on this blog, investing in Precious metals like gold, silver, etc., or even other types of collectibles like art, stamps, etc. may be a good option for some.  (Evan’s Note: I don’t discuss the topic very often because I don’t really understand commodity investing.  What is physical gold going to doContinue Reading