Yearly Archives: 2012

What to Look for When Taking out a Home Insurance Policy

Home insurance is something that all homeowners need to have. It is split into buildings insurance and contents insurance and, while you can usually buy these policies separately, it often makes better financial sense to buy them as a complete home insurance package. Buildings insurance covers the property itself, including any permanent fittings, as wellContinue Reading

My March 2012 Net Worth Update

At the beginning of each month I calculate to see if my net worth has gone up or down and share that with all my readers.  Quick knock on wood because I have not had a down month in the 14 or so months since I started tracking my net worth. However, because I amContinue Reading

Tracking My Monthly American Express Bill

Since December I have published my American Express Bill in a hope that it will force me to become more responsible with spending. When I was destroying debt I watched everything very carefully, but since we have no consumer debt (besides this revolving charge card which must be paid off in full every month) IContinue Reading

Why You Should Buy Life Insurance Regardless of Whether You Have a Spouse or Children

I believe that one should at least entertain the thought of a flexible life insurance policy regardless of whether you have a child, life partner or spouse.  I am aware that this contradicts main stream advice, but there are two main reasons, both of which were the basis of my decision to buy life insuranceContinue Reading

5 Ways to Save Money When Booking Your Holiday and 5 More Ways to Save When You Get There

With new environmental taxes, higher fuel costs and a global recession, the days of the ultra-low budget, flexible holiday seem all but over. It is still possible however to book holidays at bargain prices and the savings don’t have to stop there as it is possible to continue to make savings once you reach yourContinue Reading

My 3 Step Plan To Reduce Food Costs

With money tight these days and my expenses higher than they should be, I’ve recently undertaken an effort to be more economical and lower my core costs. These costs include those allocated for housing, transportation, and food. First, I worked to lower my housing costs by refinancing my mortgage, specifically by reducing the terms ofContinue Reading