Yearly Archives: 2012

How the New 401(k) Disclosure Fees Are Providing Clarity to my 401(k)…Kind of

Earlier this year the Department of Labor released their final ruling to improve transparency of fees and expenses to workers*.  The approved regulations are set to provide more clarity to 401(k)s and how expenses are being rolled into these plans with or without your knowledge. In all honesty I didn’t give much thought to the

Are Gym Memberships A Waste Of Money?

There is no doubt that life at the moment is stressful for most of us. An unstable economy and rising prices means we have to stretch our hard-earned money even further. Many little luxuries that you used to enjoy have to be given up to set aside more money for increased bills and even food.

Where Would You Invest if You Didn’t Trust the Market?

I was thinking about my lack of risk tolerance the other week and I thought to myself that I can’t be alone.  I am only 30 but in the 12 years since I have become an adult I have seen 9/11, the dot-com crash, housing crash, credit crunch, unemployment rate nearly double, Euro Crisis, commodity

6 Month Update on 2012 Goals and Objectives

Written before reading my 2012 Goals and Objectives: I hope I am wrong but I have a sinking suspicion that I have not lived up to what I must have written in that post.  If this is the case I rather than making excuses I am going to try and explain whether I am altering

The Awkward Millionaire

While Evan thinks most things are the exact same and there was a never a good ‘ol time, I believe the economy has changed insofar as there aren’t really any “good jobs” left anymore.  I would define a good job as one that our parents’ had where you worked at one employer for your entire life

How I Invested my Child’s Money

Almost four months ago I questioned how I should invest my child’s money, but I never ended up doing anything about it until recently.  I felt strongly that this was his money as he received it from very generous family members and friends who cared about him so I was/am acting as a de facto