Monthly Archives: December 2012

How Did I Do With my 2012 Goals and Objectives?

One of the things I really like about this blog is that I am able to put my goals and objectives for the upcoming year and then unlike most people I can then take an actual look to see if I even came close to achieving those goals.  I have been doing this for aContinue Reading

Paid Off One of My Student Loans Early! Calculating The Interest I Saved

One of my goals for 2012 was to pay off the smallest of my student loans.  The balance at the beginning of the year was only $4,300 (originally $10,000 2007) and it was way down on the priority list considering the main goal this year (which I am getting close to finishing up) was sellingContinue Reading

Debt Advice: What’s the Point?

Getting advice might seem like an obvious thing to do when you’re in debt. However, most people who are in debt wait until their situation is desperate before they start seeking advice. So why do people wait so long to get advice? Why wait? Most people think that despite having lots of debt, they canContinue Reading

Why I am Almost Always Bearish on Investing in Physical Gold and You Should be Too

Evan’s Note: This Post is from a new blogger who was able to highlight why I don’t like gold as an investment much more eloquently than I would have been able to. Scott Hopkins is the author of Youthful Investor. Besides long walks on the beach, Scott enjoys dividends, low P/E ratios, commission free ETFsContinue Reading

Situations When A Retiree Should Own Life Insurance

Most personal finance bloggers or gurus would say that Retirees or near retirees no longer need insurance, however, like most personal finance advice when you start applying real life situations the hard and fast rule starts to crumble.  There are situations when retirees or near retirees should have life insurance and just like my view onContinue Reading

Prepare Ahead for Your Tax Refund

Tax season is almost upon us.  There is no consensus as to whether one should adjust your W-4 Withholdings so you do not get a (big) tax refund.  On the one hand the money stays in your pocket all year long, not Uncle Sam’s, while on the other hand there are many Americans who prefer to get a taxContinue Reading