Monthly Archives: November 2012

Tips for Choosing Insurance

How much do you know about your insurance? Unfortunately a lot of people realize that they have not enough coverage when it is too late.  You can contact the Department of Insurance to learn specific details regarding your state. Don’t delay this phone call, because you never know what can happen tomorrow. Continue reading the

Taxes on Dividend Income Could Rise as High as 43.4% After the Fiscal Cliff

The media has been inundated with the Fiscal Cliff recently, however, I am shocked how little attention the increase in taxes owed on qualified dividends has received.  As it stands today, dividend income could rise from 15% to as high as 43.4%!  Truth be told, I am pretty sure as this post gets buried in

IRS Increases Annual Gifting Exclusion for 2013

The Internal Revenue Service recently published various inflation based adjustments.  Among the two dozen tax provisions affected was the Annual Gift Exclusion amount.  The amount you can gift to someone has increased from $13,000 in 2012 to $14,000 in 2014. What is the Annual Gift Exclusion Amount? In the United States a person with interests/assets

If You are an Employee Your Right to Complain is Limited

It has been way too long since I got some emotions out on this blog.  It took a lot out of me but I purposefully kept away from the election topic (other than some arguing on twitter) because I was so disillusioned with the two candidates.  But with recent stories like Workers Complaing that Target

I Didn’t Like Using a Buyer’s Real Estate Broker

Last week, The Wife and I went to contract on our new home (I will post pictures later this week), and there is one topic that The Wife and I went back and forth on and we still don’t agree with each other.  When we first started looking for homes we ran into a very