Monthly Archives: November 2012

Tips for Choosing Insurance

How much do you know about your insurance? Unfortunately a lot of people realize that they have not enough coverage when it is too late.  You can contact the Department of Insurance to learn specific details regarding your state. Don’t delay this phone call, because you never know what can happen tomorrow. Continue reading theContinue Reading

Taxes on Dividend Income Could Rise as High as 43.4% After the Fiscal Cliff

The media has been inundated with the Fiscal Cliff recently, however, I am shocked how little attention the increase in taxes owed on qualified dividends has received.  As it stands today, dividend income could rise from 15% to as high as 43.4%!  Truth be told, I am pretty sure as this post gets buried inContinue Reading

Protect Your Home from Theives this Christmas and be Prepared If Something Should Happen

Everyone loves the holiday feeling as friends and family descend for Christmas, loaded with gifts. But unfortunately, thieves are also especially fond of this time of year too. With all kinds of shiny new goods in people’s homes, it’s easy to see why. But there are things you can do to help avoid becoming aContinue Reading

IRS Increases Annual Gifting Exclusion for 2013

The Internal Revenue Service recently published various inflation based adjustments.  Among the two dozen tax provisions affected was the Annual Gift Exclusion amount.  The amount you can gift to someone has increased from $13,000 in 2012 to $14,000 in 2014. What is the Annual Gift Exclusion Amount? In the United States a person with interests/assetsContinue Reading

If You are an Employee Your Right to Complain is Limited

It has been way too long since I got some emotions out on this blog.  It took a lot out of me but I purposefully kept away from the election topic (other than some arguing on twitter) because I was so disillusioned with the two candidates.  But with recent stories like Workers Complaing that TargetContinue Reading

Balance Transfer credit cards: You’re ticket to no interest (ever)

This guest post was written by Jason Bushey. Jason runs the day to day operations at Creditnet.com Long ago, before I had much use for credit or any personal finance expertise whatsoever, I had a friend who was studying to be an accountant. I’m not really sure how the topic came up, but at someContinue Reading