Monthly Archives: July 2012

Em’s Journey to Millions: Hello World & 2012 Goals

One day before my 26th birthday, Evan approached me with a chance to be a cowriter on this blog. Could I share the progress I make on my personal and financial goals, and give insight on my strategies for achieving these goals? I was immediately ecstatic at the thought of having a place that holdsContinue Reading

Generating Income During Retirement with the Internet

The Wall Street Journal highlighted some unusual ways to boost income during retirement but I felt like the article left a lot to be desired in both what it included and what it was missing. Unlike most articles produced by the journal this piece felt like it was quickly put together without much thought orContinue Reading

Refinance Today- With or Without Equity

Have you heard about the low interest rates available to refinance your mortgage so many times that you are tuning it out? Rates have fallen to record lows for 11 of the past 12 weeks. The headlines keep sounding the same note: Record low rates, record low rates, record low rates! Don’t let the noiseContinue Reading

How the New 401(k) Disclosure Fees Are Providing Clarity to my 401(k)…Kind of

Earlier this year the Department of Labor released their final ruling to improve transparency of fees and expenses to workers*.  The approved regulations are set to provide more clarity to 401(k)s and how expenses are being rolled into these plans with or without your knowledge. In all honesty I didn’t give much thought to theContinue Reading

Are Gym Memberships A Waste Of Money?

There is no doubt that life at the moment is stressful for most of us. An unstable economy and rising prices means we have to stretch our hard-earned money even further. Many little luxuries that you used to enjoy have to be given up to set aside more money for increased bills and even food.Continue Reading

Where Would You Invest if You Didn’t Trust the Market?

I was thinking about my lack of risk tolerance the other week and I thought to myself that I can’t be alone.  I am only 30 but in the 12 years since I have become an adult I have seen 9/11, the dot-com crash, housing crash, credit crunch, unemployment rate nearly double, Euro Crisis, commodityContinue Reading