Monthly Archives: June 2012

An Estate Distribution Schedule That I Just Don’t Understand

Today, I was reminded of an Estate Distribution schedule not often found in Last Will and Testaments or Revocable Trusts, but enough to make me question why it would ever be included.  Part of my daily activities at my office is reviewing clients’ and potential clients’ estate planning documents.  Sometimes this includes just a 2

5 Ways You Can Be Frugal Today

Its spring and it is a great time to do a little financial spring cleaning.  There are a lot of ways that you can be frugal and save some money this year!  Here are five easy ones you can do today: Check Your Bank Accounts – If you haven’t looked at your bank accounts in a

Energized and Focused

Last weekend The Wife and I went away for the first time without the boy and it allowed me to refocus on some goals and the reason for those goals.  Despite growing up and even going to school on Long Island I had never been to Montauk so when The Wife suggested it I jumped

Does Ethnicity Play a Part in How You View Retirement Accounts?

Vanguard recently released a very interesting study titled, “Diversity and Defined Contributions plans: Loans and hardship withdrawals” which looked at the loan rates according to ethnicity across 7 defined contributions plans.  The sample size was almost 250,000 and was made up of active participants.  I don’t remember my 401(k) asking me my race/ethnicity, but apparently

Considerations When Making the Leap to Self-Employment

Working for yourself may be your dream; it is certainly the dream of many who imagine not having a boss looking over their shoulder, being able to set their own schedule and spending all of their working time working for themselves and their own business.  If you are a writer or artist, being able to