Monthly Archives: April 2012

Recession Proof Investments Worth Your While

The stock markets have been volatile for a few years now, which has made many normally risky investors sky away from the stock markets. But even with the struggling economy, investing in the stock market can be well worth your investment, as it can have the highest ROI. However, just because the stock market canContinue Reading

Relying on Experts May be a Smart Move

If you are trying to get out of debt, you may feel that you need to cut all “unnecessary” costs and do everything yourself.  Drop your dress shirts off at the dry cleaners for washing and starching?  No more.  You will do it yourself to save money.  Hire someone to clean your house every twoContinue Reading

There are No Money Rules

I abhor when personal finance bloggers and authors create “unbreakable” rules when it comes to finances.  To be blunt, I think most of them are simply bullshit.  I think a lot of them are made to be “unbreakable” because the author thinks the reader is too stupid to understand there are gray areas in personalContinue Reading

What is a Stand-Alone Living Benefit? Guaranteed Income Without an Annuity?

I was intrigued when I came across a product called a Stand-Alone Living Benefit (SALBs) which promises lifetime income without having to actually buy a fixed or variable annuity.  It is often said that necessity is the mother all invention and so with more and more baby boomers changing their strategy from accumulating assets toContinue Reading

The Relationship Between Cost And Efficiency

Does Efficiency Always Save Money? A general consensus would most likely agree that efficiency is cost-effective, in a good way. There are a plethora of products and services marketed who use their efficiency as a selling point, so why would we assume an opposing statement? Contrary to popular belief, efficiency can cause the complete oppositeContinue Reading

Factors in Considering Where to Live and Work

Are you a recent college graduate?  If so, you will hopefully field several different job offers, many of which are in different parts of the country.  Before you accept a job, consider carefully the cost of living in the area you are thinking of moving to and how it will impact your finances. While aContinue Reading