Monthly Archives: March 2012

If You Can’t Beat Them Join Them

If you believe that the rich get richer, why not just invest in them instead of against them? I am not talking about your next door neighbor with a couple German cars and a 45 foot boat…I am talking about investing with Billionaires! How? by following the Billionaire Index.  Created by Dr. Joel Shulman, C.F.A.,…Continue Reading

Some Recent Thoughts about Personal and Professional Relationships

In the past 10 days or so, and I have some very interesting conversations and interactions that have led to some thoughts on the broad topic of Relationships.  My three observations are not connected in anyway but rather some ideas I have come to over the past few days that have struck me as really interesting.…Continue Reading

Be Very Scared If the Supreme Court of the United States Upholds Obamacare

It was almost exactly two years ago I asked the question whether Obamacare was constitutional and it seems we might finally find out the answer.  The Supreme Court of the United States is allowing 6 hours over the next couple days to answer 4 very specific issues that will ultimately decide the fate of the…Continue Reading

Would You Build an Income Stream Based on SPIAs If you are 30?

With pensions becoming as common as the Dodo bird, annuities are losing their negative connotation and are even becoming more and more popular in the main stream financial media.  Despite the fact that I am only 30 I have started giving real thought to purchasing small staggered Single Premium Immediate Annuities as part of my…Continue Reading

What is the Elective Share?

When I am helping a financial planner with an estate distribution schedule one of the first thing I ask is whether “everyone is on the same team?” With that question I am asking whether both spouses have a similar testamentary intent and/or are they aware of each other’s testamentary intent?  The reasons that the question…Continue Reading

Avoiding Business Bubbles About to Burst

Nothing lasts forever.  This couldn’t be truer when it comes to business booms.  As the dotcom bubble of the early 2000s demonstrated, what goes up tends to come back down at the same speed.  Any financial advisor or planner will tell you to never count on any “hot” business idea being hot for too much longer. …Continue Reading