Monthly Archives: January 2012

Don’t Be a Sheep When it Comes to Your Finances

It is natural that people disagree about personal finance decisions and even investing strategies.  Some people are comfortable with 5 year ARMs, 10 year AMRs, balance transfers, margin accounts, index investing, following Graham like he was the second coming, whole life insurance, etc. While some people think credit cards are the devil’s tool, that active…Continue Reading

You Have Absolutely No Patriotic Duty To Pay High Taxes

I don’t want to pay higher taxes then what the law mandates.  In fact a large part of my day is spent helping people plan for the Federal and State Estate Tax and I love my job.  I am not sure why I get so excited helping people plan to lower their tax bill.  If…Continue Reading

What Do You Do With Your Children’s Money?

Over the past 13 and a half months we have a couple events for my son that resulted in cash gifts, specifically, we had his actual birth, Christening and his First Birthday.  At each of those events we received very generous gifts from his aunts, uncles, grandparents, friends and pseudo uncles and aunts.  Every time…Continue Reading

Differences Between Nontraded REITs and Exchange Traded REITs

Outside of investing a small percentage of my bi-weekly 401(k) contributions into a Real Estate Investment Trust (REIT) Fund, I have very little personal experience investing in these interesting vehicles, however, when I saw a FINRA Investor Alert I was curious what it had to say.  The FINRA Investor Alert was titled, “Public Non-Traded REITs…Continue Reading

Financial Crisis Situations – What You Can Do and How You Can Prepare

No one wants to have to deal with a financial crisis, but many of us will face a shortfall of money at some time or another in our lives and so it’s worth taking action now so you’re prepared for anything that might come your way in the future. For instance, in difficult economic times,…Continue Reading