Yearly Archives: 2011

What is a Mutual Company?

How would you feel if you weren’t a customer but rather an owner of your life insurance company? How about if you were an owner of your investment company, rather than just a plain account holder/customer?  Imagine a world where the company theoretically cared about the customer because they were owners of the companies.  AlthoughContinue Reading

Can You Tell One Scotch from One Another? Price Versus Preference

I have a buddy who is an amazing chef and better, he loves to host and set up breakfasts and dinners.  This past Saturday he prepared a 5 course meal with 6 scotches that ranged from a free bottle to a $130 bottle for 6 buddies (I was one of them).  Five out of theContinue Reading

Factors to Consider When Consolidating Debt

At the office the other day a colleague asked me to analyze his refinance decision and while we getting deep into the calculations (taking into account taxes, remaining interest, etc.) I started to think about things to consider when deciding to consolidate one’s debt.  I don’t think refinancing one’s main home is as easy asContinue Reading

What is a Margin Investment Account? Applying for a Margin Account with Fidelity

A pretty conservative co-worker came to me today and said it is ‘time to bet against the market President Obama is speaking on Thursday and the market consistently falls when he speaks about the economy’ and it got me to thinking about ‘betting against the market.’  I don’t short stocks, it isn’t that I amContinue Reading

Why Global Economic Negativity, Doom & Gloom Doesn’t Disturb Me

I travel quite a bit, for business and for pleasure, and as I travel across the country and globally, I am continuously amazed, but not surprised, at the amount of discussion (more like complaining) around the economic condition today.  Whether the markets are up or down, someone will always be happy and another will beContinue Reading

Who Runs Your Financial Household? Is it a One Captain or Two Captain Ship?

I have been married a little bit over 3 years, (married in June of 2008) and in that time The Wife and I have sort of fallen into our roles when it comes to the household chores, however, this wasn’t always the case.  In the beginning it was fiscal chaos.  She was paying some ofContinue Reading