Yearly Archives: 2011

When is a Home Purchase Considered a Smart Investment?

Anyone that owns a house knows that they can often be money pits. Some people consider a home as an expense, rather than an investment. I think that either case can be true, but it depends greatly on HOW you purchase the home. When people are searching for a home to live in, they oftenContinue Reading

I Feel Guilty Making Unnecessary Purchases

I have this character trait that is probably odd/weird/annoying to those that don’t actually write on their own personal finance blog; I feel literally guilty when I even think about the action of purchasing items I don’t need.  It is almost like buyer’s remorse prior to actually purchasing the item.  But it gets worse, IContinue Reading

How Comparing Car Insurance Prices Can Save You Money

Everyone knows that if you drive a car, you need to have car insurance. The purpose of car insurance is to make sure you are covered in the event of going wrong, such as if you get into an accident and need to make repairs to your car, or if you are injured and needContinue Reading

How Much Will Your Expenses Be in Retirement?

There has been a trend in retirement planning that I don’t particularly understand, the trend is propagated by the main stream financial companies/publications that look for easy answers that are not so easy.  In retirement planning you don’t need 50%, 60%, 70%, 80%, 90% or 100% of your pre-retirement income.  During retirement you need theContinue Reading

My Family’s Cash Flow Chart

I was speaking with a buddy the other day and he was asking about how The Wife and I handle our cash flow.  Actually he was making fun of the complexity of it.  I figured I should prove him wrong and actually create a flow chart rather than explain it orally. The Wife and IContinue Reading

Long-term care: What are the Options?

Guest Post by Sasha In my last post I noted some startling statistics about the number of Americans who will require long-term care at some point in their lives. Common medical crisis such as stroke, Alzheimer’s disease, diabetes and arthritis can certainly affect your quality of life in profound ways. Something as unpredictable as aContinue Reading