Monthly Archives: April 2011

Why Americans Defend Higher Income Individuals

Why Americans Defend Higher Income Individuals

  I was discussing President Obama’s campaign promises (shut down Gitmo, get out of the 2 wars we were in, and lower unemployment lol) the other week with my in-laws and I came up with a theory why Americans, generally, defend higher income individuals.  I am sure the theory is not original or even all

7 Things Your Financial Advisor Won’t Tell You

A financial advisor is a professional that helps clients assess their financial situation and develop plans to help them reach their future goals. Financial planners will help clients analyze and budget their cash flow, make good investments, assist with retirement planning, plan their estate, get insurance, and minimize their taxes. The problem is that many

Social Security Gets Rid of the Pay Back Option

Social Security Gets Rid of the Pay Back Option

Despite my hatred for Social Security it will continue to be an important part of most retirees world and way back in 2009 I discussed a social security planning opportunity that has recently been taken away by the Social Security Administration. I was shocked to discover that before December 2010 you were actually able to

How Does a Balance Transfer Work?

A balance transfer credit card can be a tricky proposition, and if you aren’t familiar with the process, it can cost you money. It’s not complicated to transfer a balance from one credit card to another; a 0% balance transfer can even save you much, but there are issues you should be aware of before

Understanding Losses In Your Portfolio

Understanding Losses In Your Portfolio

I don’t think most individuals really understand what happens when their investments take a hit and lose value.  I was reading a great article about using protective puts and covered calls with index funds to provide for hedging and while the article was very interesting (and something I am going to look into and write

Weekly Links – Easter Edition 2011

Every Sunday I take a moment to thank those bloggers who linked to me because they really liked my article or found it good enough to highlight it in a blog carnival: GreenPandaTreehouse and TheFinancialBlogger both liked my post on the Portability of Credit Shelter Amount LazyManandMoney liked my post about my First Experience with