Monthly Archives: July 2010

Is Evan a Personal Finance D-Bag Part 2?

Last time I asked the question of whether I was a personal finance D-Bag I went to The Met and paid the full “suggested” price to get in.  I couldn’t decide if I was a good humanitarian or a personal finance blogger d-bag.  I got some great responses, If you can afford to pay theContinue Reading

Would You Opt Out of The Social Security Ponzi Scheme?

Maybe the title is a little unfair, but take a look at the definition of a Ponzi Scheme by the SEC and tell me Social Security as it exists today doesn’t fit? A Ponzi scheme is an investment fraud that involves the payment of purported returns to existing investors from funds contributed by new investors.Continue Reading

Why You Should Try To Get the Smallest Tax Refund Possible?

It may seem like a great idea to expect a large tax refund year after year. Many people anticipate their refunds with plans to use them for vacations and other luxuries they otherwise don’t plan and save for in any other way. However, while you may be used to waiting once a year to aContinue Reading

What does your Tax Return Say About You and Your Financial Health?

I just recently discovered the new York Times Series titled, Financial Tuneup whereby author Ron Lieber attempts To tackle the never-ending, ever-multiplying list of undone money tasks in your life, he came up with the idea of taking a fiscal health day — a single day to tuneup your personal finances, during business hours. IContinue Reading

Why Use a Prepaid Credit Card?

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.” What are Some Advantages of Using a Prepaid Credit Card? You canContinue Reading

Some Past Financial Bubbles

Considering our recent banking, and real estate bubble and all this talk about whether the 2 year run in gold is actually a bubble has me thinking about what were some of the bubble in our history?  What financial bubbles did our ancestors have to deal with? What is an Economic Bubble? According to Wikipedia,Continue Reading