Monthly Archives: December 2009

Traditional and Non-Traditional Ways to Access Large Amounts of Liquid Cash

Sometimes, you need liquid cash, but not sure where to “find” it, and don’t worry I haven’t lost my mind I would never recommend ridiculous 20%+ cash advances or the usually evil payday loans.  The following ways should only be used when you need a good amount of cash, I would say the starting point would beContinue Reading

TransUnion Settlement

I have absolutely no idea when I decided to “opt in” the TransUnion Class Action Lawsuit, but a couple days ago I received my settlement. TransUnion Class Action Lawsuit Apparently, TransUnion was a bad credit monitoring agency and allegedly violated the Fair Credit Reporting Act.  Specifically, Plaintiffs claimed that TransUnion sold private information which itContinue Reading

There are Many Ways to Commit Tax Fraud

Most people assume that the only way to commit tax fraud is not to pay it or to lie on those documents.  However, in New York, and probably most other jurisdictions, there are numerous ways to commit tax fraud. Like the Federal Government, and most other States, New York is short on tax revenue and inContinue Reading

Advanced Charitable Giving using Life Insurance

As we get into the holiday season people start to feel charitably inclined, and yes you could just drop some coins with the unenthusiastic guy with a bell, give a $20 spot at church, or write a check…but what if there was a bigger bang for your proverbial buck?   Over the next couple weeks I willContinue Reading

The House Passes Estate Tax Bill to Freeze Current Exemptions and Rates

In a vote closer than I expected the house passed, an Estate Tax Bill!  For all intents and purposes the bill freezes the Federal Estate Tax (Remember State Estate tax is different) so that every U.S. Citizen has a $3,500,000 exemption and anything above that amount is effectively taxed at 45%. The Bill passed 225 toContinue Reading

Fun Conservative Posters and Bumper Stickers

While, I don’t usually pass around political forwards, I loved this one!