Monthly Archives: April 2009

//April

Does anyone REALLY know what they are Talking about With Housing Prices?

As I was sitting in the dentist’s office waiting for them to call me in so I can get 3 cavities filled (yeah my mouth hurts as I write this) I was reading cnbc.com headlines on my phone and I saw an article that just really made my blood boil. Today, Mark Koba wrote an article titled, “Is Now the Time for Some Home Buyers to Make a Deal?”  I usually love CNBC mobile, but this article was nothing but trash; a fluff piece which actually seems like it was released by National Associate of Realtors. Take a look at Mr. Koba’s [...]

By | 2016-03-07T22:35:46+00:00 April 30th, 2009|Rant|1 Comment

Success: It Starts with Yourself

Success: It Starts With Yourself Success comes to those who know themselves, apply themselves to the goals, and believe in themselves. Let the next success story be yours now! To paraphrase Thomas Edison, the great American inventor, success is one percent inspiration and ninety-nine percent perspiration. Indeed, nobody becomes astoundingly successful on luck, likelihood and laziness! Know Yourself There is nobody in this world who knows you more than you know yourself. You must be self-aware for it is in knowing your innermost self that you will find achievement of your goals, no matter what these are. When you know yourself well, [...]

By | 2013-09-26T15:01:53+00:00 April 28th, 2009|Random|0 Comments

My Last Income Tax Update (hopefully)

I have given the readers of this blog an insight into my taxes, so I felt the need to give a conclusion to my income tax “situation” (yes, it has been upgraded to a situation).  These past updates include: Meeting my CPA Tomorrow – What should You Bring when Meeting with your CPA? Taxes are E-Files; What am I going to do with the Refund? Where is my 2008 Tax Refund 2008 New York State Tax Update Well! I expected a check from New York State for approximately $275 bucks.  What do I get? A Bill for $32!  Yeah that sucks.  After [...]

By | 2013-09-26T15:01:53+00:00 April 27th, 2009|Personal Situation|1 Comment

Colleges are the Next Big Bubble to Burst

I am going to keep this post short since it is nothing more than a “crazy” theory of mine.  The Wall Street Journal just published an article titled, “Student Loans: Default Rates Are Soaring” written by Anne Marie Chaker. Ms. Chaker highlights the stats: According to new numbers from the U.S. Department of Education, default rates for federally guaranteed student loans are expected to reach 6.9% for fiscal year 2007. That's up from 4.6% two years earlier and would be the highest rate since 1998. The situation is mirrored in the smaller private student-loan market. In 2008, SLM Corp. also known as [...]

By | 2013-09-26T15:01:54+00:00 April 23rd, 2009|Random|1 Comment

Planning for Children with Special Needs Part III – The Third Party Special Needs Trust

Disclaimer: You should always check with your financial or legal professional before estate or financial planning especially when dealing with as sensitive and advanced subject such as Children with Special Needs. This is the Third Part of a multi-post series on planning for children with special needs. Part I – Introduction Part II – Letter of Intent This post is an introduction to 3rd Party Special Needs Trusts which are also sometimes referred to as Supplemental Needs Trusts.  Let me start with this caveat – this area of planning involves both federal and state statutes so consider this post a high view [...]

By | 2013-09-26T15:01:55+00:00 April 21st, 2009|Special Needs|1 Comment