Monthly Archives: December 2008

The IRS Backs Off on Finalized 403(b) Regulations

As I have stated I sometimes do advanced estate and retirement planning so I am not sure how many people will find this information useful, but hell its my blog so I’ll share it anyway!  Specifically, this information is for those people who run or are involved in a small 403(b). Put very very veryContinue Reading

I Liked this Foward – Not Related to Finance

To All My Democrat Friends: Please accept with no obligation, implied or explicit, my best wishes for an environmentally conscious, socially responsible, low-stress, non-addictive, gender-neutral celebration of the winter solstice holiday, practiced within the most enjoyable traditions of the religious persuasion of your choice, or secular practices of your choice, with respect for the religious/secularContinue Reading

The Wife and I Finally Implement a Plan

I always thought I didn’t need a budget, nor did I ever want to worry about limiting myself.  I think I figured I could always add / subtract and keep things all in my head.  Like most people who rock out this “method” I got things done but was not working anywhere near 100%. WhileContinue Reading

DVDXpress Free Rental Offer – Expires at Midnight 12/15/2008

I received an email from DVDXpress today figured I would share the deal with my readers: Rent 1, Get 1 FREE Check out with Coupon Code “ESTRADA” with 2 movies in your shopping cart. Expires at midnight 12/15/08.  Forward to your friends! I have written in the past how big of a fan I amContinue Reading

Long Term Care Insurance may be State Income Tax Deductibility

I learned something yesterday that I figured I would share with my readers.  Not sure how many of readers actually own Long Term Care Insurance but I learned something about yet another positive about it. Before getting into what I learned and want to share, a quick definition of long term care insurance.  Rather thanContinue Reading

15 vs 30 Year Mortgages – Longer is better!

I read an interesting post that really got me thinking today. It was written by a great blogger nicknamed Money Hawk, if you have never read his blog I implore you to check it out. He wrote a great post titled “Kick Financial Ass With a 15 Year Fixed Mortgage.” His basic premise is simplyContinue Reading