18 05, 2017

10 Year Anniversary at Work

By | 2017-05-18T22:22:15+00:00 May 18th, 2017|Personal Situation|2 Comments

Sometime this month I hit my 10 year anniversary at work! It is amazing to think about where I was when I started the job versus my current life.  It truly feels like a lifetime ago when I started the position.  When I first started in my current role I was in contract to buy a home, wasn't married and had no kids. 10 years later my life looks nothing like the Evan that originally took the position. Why I Took the Position in the First Place I remember it was like yesterday.  Coming out of law school I was having trouble finding [...]

11 05, 2017

Here are Four Practical Ways to Reduce Your Debt Burden

By | 2017-05-18T11:00:19+00:00 May 11th, 2017|Debt|2 Comments

Debt could make it hard for you to get ahead financially because the you'll be repaying loans (plus interests) with the money that could have been used to grow your wealth. Debt when not properly managed could hurt your credit score and a bad credit score you get you stuck in a financial rut.  Just finding realistic bad credit loan lenders is a tough task when you have a bad credit score. Many people in the USA still suffering from bad credit because of their bad management of debt they owe. Most of them are careless because of their habits of the [...]

10 05, 2017

The Best and Worst Attributes About MLMs

By | 2017-05-18T08:59:53+00:00 May 10th, 2017|Business, Personal Finance|11 Comments

I have this buddy who is deep into the Multi-Level Marketing (MLM) world.   It feels like he keeps bouncing from the next big thing to the thing that is going to make the "next big thing" look horrible and scammy.  He has attempted to recruit me to a few of these ventures and much to the surprise of no one, but him, I have always rejected.  Every time, he contacts me about the next amazing opportunity I always have two thoughts about the very nature of MLMs and they are what makes the opportunity amazing for some and horrid to me at [...]

8 05, 2017

Being the Dairy Farmer Instead of the Cattle Herder

By | 2017-05-07T23:56:55+00:00 May 8th, 2017|Investments|1 Comment

I have this great colleague that comes up with these fantastic one-liners.  Over the past 10 years or so he has provided some real classics.  The other day we were discussing how financial planners should build their practice and he said something so great, which I am sure is not original, but like most great quotes made you stop and think about the simplicity and truth of the statement: Be the Dairy Farmer Instead of the Cattle Herder It was so simple and fantastic! While we were talking about building a financial services practice, I immediately thought how it related to investing and retirement.  [...]

3 05, 2017

Top Personal Finance Tips for Young Professionals

By | 2017-05-03T09:14:49+00:00 May 3rd, 2017|Personal Finance|0 Comments

Today, young people are faced with massive student debt and on top of that, the job market is tough and salaries are stagnant. This is an uphill battle especially when planning for the future. When one is unable to find a well-paying job, it means no payments will be made towards settling student loans. By not doing so, your credit score is affected and in turn you will be locked out of financial opportunities like mortgages which are vital to owning a home. The good news is that there is hope at the end of the tunnel. To overcome many problems present [...]