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Running Your Personal Finances like Congress is Supposed To

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I know you may not believe me but Congress is supposed budget itself.  I know all you hear about is how Congress isn’t/won’t/can’t keep within a budget.  However, they should be at least according to rules set in place by President Bush (#41) and re-ratified by every President since (Including

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Award Winning OptionsXpress Discount Broker Review

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OptionsXPress is a well known online discount broker that has been around since the beginning of online discount brokers (way back in the 2000) providing services for options, stocks, futures, mutual funds and fixed income investments. 

Online Discount Broker OptionsXPress Awards

The amount of Awards won by OptionsXPress year after year is staggering,

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What Type of Will Do You Have? Review of a Simple Will

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As part of my day job I review a lot, and I mean a lot of Wills.  Most Last Wills and Testaments are structured the same way; all assets are left to the surviving spouse and upon the second death to the children, outright.  This type of structure is usually referred to as a

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Selling Your Structured Settlement

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What is a Structured Settlement? 

According to JG Went Worth,

A structured settlement is a financial package that allows court-awarded compensation to be paid in regular installments rather than in one lump sum. These installments may be paid over a fixed period or over the recipient’s lifetime. Because each is tailor-made for the

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Starting a Business Is Cheaper Than Ever Before

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 Whenever people start telling me their business ideas I start going into over drive almost feeding off their excitement and intensity.  Talking about starting a business or building an idea gets me pumped.  I start spouting off pros, cons, asking a ton of questions and am generally happy for

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Does Money Buy Happiness? Evan’s Theory

How often do you hear that cliché statement, “Money doesn’t buy happiness”?  Well I think it does, and I have a theory on it!

Money Does Buy Happiness Theory

It is only a theory because I can’t prove it, although I am sure someone much smarter than I can prove it.  I was having

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Are Generation Y-ers Different? Do I follow the Stereotypes?

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I was reading an article today titled “Serving Gen Y Now: Advice on branding, service and capturing Gen Y – and its assets – now” in the August 2010 edition of Investment Advisor and it got me to thinking do I follow the mold of what people perceive Generation Yers to be?  Generation Yers are those

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What do you Think of Sure ‘Investments’ Articles?

Whenever I see an article titled like the The Wall Street Journal’s, Ten Money Moves that Will Always Pay Off, I always read it.  Always.  I have no idea why I am attracted to lists like this.  It may have to do with the search for that elusive financial unicorn? or the quest for

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Advantages of Using a Prepaid Credit Card

There are many benefits to using a prepaid credit card.  A prepaid credit, also known as a secured credit card  is defined by bank rate as a credit card that, “…requires a cash collateral deposit that becomes the credit line for that account.”

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