20 02, 2017

What is a Blended Whole Life Insurance Policy?

By | February 20th, 2017|Life Insurance|0 Comments

It is amazing how many people do not understand the life insurance product they own.  I do not blame the consumer, rather, I blame the advisor who didn't explain it well enough.  Everyone understands what term insurance is, although most people do not understand that it is not a viable option after the term period, and everyone understands their group term benefits not everyone understands their permanent life insurance which may be a bit more complicated. While I clearly am a fan of whole life insurance, I can appreciate that not everyone is, and the debate as to whether one should actually [...]

16 02, 2017

February 2017 Screening for Undervalued Dividend Growth Stocks

By | February 16th, 2017|Dividend Investment Portfolio|1 Comment

Every month I attempt to purchase a lot or two (a lot for me is $500 - I hope to increase that in the future) of a possibly undervalued stock that has increased their dividend every year for the past 15 years.  In an effort to find those undervalued dividend growers I use certain metrics with regard to the company's price to earnings, operating margin vs industry and price to book vs industry.  I also screen for yield and market cap as well to further limit the watch list.  Lastly, I compare the remaining companies to their 52 week and 52 week [...]

15 02, 2017

Life of a digital nomad – Earning Money while Traveling the World

By | February 15th, 2017|Personal Finance|1 Comment

Imagine sitting in a small cosy café in Paris on a sunny spring morning; typing away on your laptop while enjoying a café au lait and a fresh croissant. Or picture yourself sitting under the shady leaves of a huge palm tree, the sound of waves in your ears and the scent of saltwater in your nose. You boot up your tablet, put a smile on your face, work for a couple of hours and earn enough money to tackle the next step of your journey. Welcome to the life of a digital nomad! What exactly is a digital nomad? The answer [...]

13 02, 2017

My Dividend Growth Portfolio February 2017 Update

By | February 13th, 2017|Dividend Investment Portfolio|5 Comments

When writing last month's dividend growth portfolio investment update I wrote, "I have been dreading writing this post since I already know I screwed up in December."  I ignored my self imposed rules, and have still be paying for it.  Nothing I can do except, learn and grow. My January 2017 Investment Activity My Undervalued Dividend Growth Stock Purchases January, like most months, I made my normal $500 purchase.  Since I had a loss in December when it came to my options income, there was no extra. On 1/17/2017 I bought 26 Shares of Old Republic International Corporation (ORI) According to Google [...]

10 02, 2017

Reviewing, Rebalancing and Reallocating my 401(k)

By | February 10th, 2017|Qualified/Retirement|4 Comments

While I have been meddling with my 401(k) by buying and selling on huge drops and gains, I haven't actually reviewed my 401(k) for a few years!  That is probably way too long, but considering how often I am investing, trading, and generally moving money this is probably a good thing for me.  I am going to start from scratch on this project, and as such, first I will review my choices, then rebalance what I currently have invested and then reallocate my future contributions.  The past growth, and/or decisions I made (which I don't think are wrong) are irrelevant. Reviewing my [...]